7 Legit Money Making Apps That Pay You Cash FAST (2021)

Apps give a plenty of options for people wishing to generate money in a convenient manner. Take surveys, pick up a side employment, sell your unwanted items, and more using your smartphone.

Here’s all you need to know about seven free money-making applications. Apps with at least four stars and 25,000 reviews in both Google Play and the iOS App Store were examined by NerdWallet.

We are introducing top 7 money making apps:


Ibotta is one of the best money making app.

How it works: With Ibotta, you can get cash back on over 1,500 brands and retailers’ in-store and online purchases. It began as a grocery store and has now evolved to include apparel, entertainment, pet supplies, and other items. Offers may be particular to a product or a merchant, and some will be applied automatically. Others will need you to do a separate job, such as viewing a film or taking a poll.

There are three different methods to get money back in stores: After your shopping excursion, add offers and submit your receipt in the app, connect your store loyalty accounts, or buy a retailer gift card using the Ibotta app. You use the app or the website to make online purchases.

Payment options include PayPal, gift cards, and wire transfers to a bank account.

Pros: You’ll get cash back immediately on in-store purchases – usually within 24 hours. Ibotta also has a $20 welcome bonus, referral incentives, and a number of other payment options.

Cons: Earning money might take a long time. To redeem your winnings, you must have at least $20 in cash back (or $25 for specific gift cards). The pending time for receiving cash back on online purchases varies by vendor. However, it may take many months for you to get credit for your purchase in certain cases. For example, the waiting period for Macys.com is up to 90 days as of this writing.

Android and iOS versions are available for download.


Rakuten (previously known as Ebates) gives customers up to 40% cash back on purchases made at well-known stores, restaurants, and food delivery services. Cashback may also be earned on travel, gift cards, and other purchases. It’s easy to understand: Create an account, then go to the app and tap on the offer you want, then complete the purchase via the portal. You may also earn cash back in-store by linking a credit or debit card to your Rakuten account, as long as you activate the offer via the app beforehand. After Rakuten verifies the purchase with the shop, which might take anywhere from a few hours to several days, the money is credited to your account.

Payment may be made by PayPal or by cheque.

Pros: Cash back is available at thousands of businesses and for a variety of transactions, so you’ll most likely discover bargains where you currently shop. Sign-up and referral incentives are also available.

Cons: You must spend money to earn money, like with other cash-back programs. You won’t see your profits right immediately, though; Rakuten pays out every three months, and you must have at least a $5 cash-back amount to get payment.

Android and iOS versions are available for download.

Keep track of all the money you earn. At a glance, see what’s going on with your cash, cards, and bank accounts.


Swagbucks is a cash-back and rewards program that operates in a similar way to Amazon Prime. Swagbucks allows you to earn “SB” points by shopping, answering surveys, watching movies, playing games, and doing other things. You may exchange your points for gift cards or money in your PayPal account. The overall number of points granted varies depending on the job. Surveys, for example, are usually worth 40 to 200 SB points apiece. The minimum amount necessary to redeem varies per payout choice, although certain gift cards may be purchased for as little as 140 SB.

Payment may be made with a gift card or using PayPal.

Pros: Swagbucks provides a variety of simple methods to earn rewards, and there is no time limit on when you may pay out. After redemption, payments are normally received within 10 business days. When you join, you may also earn a $10 incentive if you make a qualifying $25 purchase.

Cons: It pays very little; one SB is worth around a penny. With many chores being worth pennies, it might take a long time and effort to generate a significant sum of money. Furthermore, you will not be eligible for every survey or activity. Users often claim being thrown out of surveys when they are in the midst of them. According to Swagbucks, this might be due to demographics or dishonest or inconsistent responses.

Android and iOS versions are available for download.


How it works: Fiverr is a freelance marketplace with over 200 categories of services, including programming, video, and animation. You build a “seller” profile that highlights your skills. Then, along with price and a description of your skills, publish the gig you’re providing. Clients, referred to as “buyers,” may navigate the site and make orders. Once you’ve finished the assignment, you’ll get compensated. Seller tiers on Fiverr are assigned depending on performance. You’ll be able to offer additional “extras” as you advance through the tiers, such as a speedier delivery time.

Payment options include PayPal, direct bank transfer, or credit to a Fiverr Revenue Card (a prepaid card). Depending on whatever method you pick, the minimum withdrawal amount varies, and you may be charged a withdrawal fee.

Pros: You won’t have to look for customers since they will come to you. You may also be paid in the form of tips.

Cons: Fiverr takes 20% of your revenue, including tips, for each job, and there’s a 14-day waiting period for withdrawals after completing an order.

Android and iOS versions are available for download.


How it works: Upwork is a freelancing marketplace that links freelancers with jobs in writing, design, marketing, and other fields. You’ll start by creating a profile. It should contain information such as your credentials, availability, and desired rate, as well as the field you’re interested in. After that, you may make suggestions. If you seem to be a good match, clients will examine them and offer you tasks. You’ll be paid a modest fee for each submission, but not when clients contact you. You might get paid by the hour or by the project.

Payment options include direct deposit, wire transfer, Instant Pay, PayPal, and Payoneer. Some payment methods have fees associated with them, so be sure to check Upwork for more information.

Pros: Upwork makes finding customers, building connections, and being paid a lot easier. You may also choose your favorite fee and timetable using this service.

Cons: While the app is free to use, contacting customers costs money. A service fee is also paid to users. Upwork gets a 5% to 20% share of your profits, depending on how much you charge a customer. The more money you make, the more money you keep. You will not be paid until 10 days after the billing period has ended. You should also keep in mind that you’ll be competing with other freelancers on the marketplace. As a result, customers may choose those who have established lesser pricing.

Android and iOS versions are available for download.


How it works: OfferUp, which recently merged with rival Letgo, is a local marketplace where you can sell your belongings. OfferUp now permits shipment throughout the continental United States if you want to reach a larger audience. Create an account and upload a photo of your smartphone, vehicle, couch, or anything you’re trying to sell. You may submit your listing and communicate with buyers straight via the app after adding a title, description, and price. After that, you’ll either ship to or meet with the customer. [Note: If you decide to do this during the pandemic, be sure to follow all cleaning and hygiene precautions.]

Payment options include cash, debit card, and bank account deposits.

Pros: Creating a listing is straightforward and quick, and you’ll be paid right away if you sell anything for cash. You may also look at a potential buyer’s reviews and ratings to see how trustworthy they are ahead of time. If you choose to ship your item, the buyer is responsible for the cost, and OfferUp will provide the shipping label.

Cons: You’ll be responsible for meeting local buyers and completing deals in person. For shipping, sellers must pay a 12.9 percent service charge, or a minimum of $1.99.

Android and iOS versions are available for download.


How it works is as follows: Poshmark is an app designed specifically for selling clothing and accessories. You take or upload images of your item, write a description, set a price, and share the listing after joining up. Items may also be included in “Posh Parties,” which are virtual shopping events based on certain brands, categories, and themes. When you make a purchase on Poshmark, you will get an email with a pre-paid shipping label. The parcel is then sent.

Payment options include a check or a direct payment into a bank account.

Pros: Poshmark makes the whole process of selling and shipping easier. Furthermore, you are not required to meet with strangers in order to make a deal. The firm will cover missing shipments and deal with any concerns you have with the buyer. Poshmark pays within three days of the customer receiving the order, so getting paid is also a breeze.

Cons: You’ll have to pay a charge to sell on Poshmark. For purchases under $15, the firm gets a $2.95 fee, and for sales of $15 or above, the company takes a 20% commission.

Android and iOS versions are available for download.


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